TRADITIONAL FULLY INSURED PLANS:

• Discounted rates
• Lower renewals
• Variety of networks
• Choice of plan designs

SPLIT-FUNDED PLANS :

• Opportunity of savings with low claims
• Protection of fully insured plan
• Savings as with partial-self funded plans
• Pooled for additional savings

PARTIAL-SELF FUNDED PLANS:

• Reduced administration fees
• Integrated wellness programs
• Coverage in all states

IN ADDITION, WE ALSO OFFER SEVERAL OTHER OPTIONS FOR YOUR COMPANY:

• AFLAC products
• Colonial Life products
• Long term care
• Medicare supplements
• 401 K programs

________________________________________________________________________________________________

FOR MORE INFORMATION OR A QUOTE, CONTACT:

John E. Gaylor (317) 750-2176