DENTAL INSURANCE DOESN’T HAVE TO BE COMPLICATED TO BE EFFECTIVE -
Like our other products, the EPIC Dental Plan is a group insurance plan that offers flexibility in deductible, coinsurance, and benefit design, allowing you to give your employees the benefits they need while staying within your budget. We have many options to design a plan that best fits your needs. Here’s how the funding of each plan works.
- Traditional Plan — This plan can be purchased where the employer pays 100% of the premium, or can be payed partly by the employer and partly by the employees. The Traditional Plan covers Preventive, Basic, and Major services. Depending on group size, orthodontia is optional.
- Base Plan with Buy-up Option — here, you (or you and your employee) pay a base premium which covers Preventive and Basic Dental coverage. Eligible employees then have the option to purchase — or “buy up” to — Major or Major with Orthodontia coverage on an individual basis depending on the option you choose to offer. You will remit the premium along with the Base Plan. You can also purchase the Base Plan on a stand-alone bases.
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